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"Getting by or getting ahead? U.S. Debt, Savings, and Investment Report 2026"

Are Americans getting ahead, getting by or falling behind?

YouGov’s new U.S. debt, savings and investment report 2026 explores how Americans are navigating inflation and economic uncertainty, and what it means for financial behavior today.

Based on fresh survey data, the report finds that 43% of Americans have cut back on non-essential spending in the past 12 months, while only 33% of aspiring homeowners believe they’ll actually be able to buy a home.

From cautious savers to reluctant investors and everyday reliance on debt, the findings show where behavior is shifting and where it is not.

Download the full report to learn:

• How many Americans feel they are getting ahead, just about keeping up, or falling behind?
• What types of debt are most common among Americans and how does it differ across financial situations?
• What stops consumers from putting money into investments?
• How does financial confidence shape behavior across different groups?

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