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A Look Behind the HDHP/HSA curtain

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"A Look Behind the HDHP/HSA curtain"

Employers have increasingly turned to the combination of high deductible health plans (HDHPs) and health savings accounts (HSAs) to contain benefit costs. But each can come with hidden consequences. Learn how to eliminate the downside for your clients in this overview.

As HDHPs with HSAs gain popularity, those deductibles are also rising. HDHPs can come with hidden consequences—for both employers and employees. These include threats to productivity, satisfaction and loyalty. 

And, while employers often turn to health savings accounts (HSAs) to address coverage gaps, do they really measure up? Often, they introduce new problems like timing issues. Or employees view them as transactional: dollars in, dollars out. 

What if there was a way to eliminate the downsides? There is…and it doesn’t require changing the strategy. It just makes it better. 

Let’s pull back the curtain and show you how in this overview. Download now and you’ll learn:

  • The issues that often come with HDHPs that can lead to dissatisfaction from employees
  • 3 typical shortfalls of HDHP/HSA strategies
  • How supplemental coverage can help make the HDHP/HSA combination work better for clients and their employees


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