Fast, data-driven insights to help advisers navigate today’s coverage challenges.
Renewals broke records, pharmacy costs are still accelerating, and employers are demanding clearer justification for every recommendation.
In 2026, benefit conversations are being driven by data more than ever—and advisers who can connect coverage complaints to broader market trends are better positioned to guide clients through difficult conversations and maintain trust.
This quick, data-driven resource highlights what is fueling record-high medical renewals, the pharmacy and specialty drug trends disrupting cost projections, the latest premium and deductible increases, and how new IRS and HSA limits will impact the year ahead.
Designed for benefit pros who need proof points at their fingertips, this cheat sheet helps you strengthen your recommendations, explain cost drivers with confidence, and navigate tough conversations with greater clarity.
Download the cheat sheet to access the numbers influencing today’s benefits landscape.
The Ultimate Health supplemental insurance policy is underwritten by SiriusPoint America Insurance Company and Transamerica Life Insurance Company. Insurance plans and coverages vary by state. Please contact us to confirm state availability.
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