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Preparing for the Storm: The Insurers Guide to Roof Risk

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"Preparing for the Storm: The Insurers Guide to Roof Risk"

Traditional roof risk assessment falls short. Ballooning combined ratios demand better methods. This guide reveals how AI and new data sources provide significant lift over traditional models for hail and wind risk.

Evaluating roof risk accurately is crucial for insurers facing rising combined ratios. Relying solely on roof age is insufficient. Mitigating hail and wind losses requires sophisticated, science-based risk models powered by AI and machine learning. 

This guide explores the evolution beyond basic roof data. Discover how insurers can leverage advanced techniques and analyze data to provide more accurate information and achieve over 60 times better risk segmentation.

Download this guide and learn:

  • The importance of accurate roof condition and complexity data
  • How AI and computer vision analyze aerial imagery for precise roof insights 
  • The role of roof complexity in predicting claim frequency and severity
  • How peril-specific models using Gradient Boosted Machines (GBMs) deliver transparent, actionable insights
  • How leading insurers achieve portfolio optimization using these modern techniques


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