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"Look Beyond the Business for a Sharper View of SMB Credit Risk"

Traditional business data may offer an incomplete view of credit risk for small and medium-sized businesses. This eBook explores how looking at new data points can sharpen your perspective, helping you more confidently approve more loans and grow your credit union’s lending portfolio.

SMBs represent a substantial opportunity for credit union lenders. With high demand for credit among SMBs, lenders need a more robust way to evaluate risk beyond traditional credit reports. Relying solely on business data, or even the owner's credit, can lead to missed opportunities and unforeseen risks. 

This eBook reveals how a multi-dimensional view, incorporating insights on associated persons—such as owners, partners, and executives—provides a more predictive signal of a company's financial health.

Download this eBook to learn:

• Why traditional business data may provide an incomplete risk profile
• How to leverage data on associated persons for a more holistic view
• How personal derogatory events can be key indicators of future business risk

Offered Free by: LexisNexis® Risk Solutions
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